Going against the grain of many of so called “financial gurus” I don’t think credit is evil and that you should shred your credit cards and wait to pay cash for your house. I don’t believe that using only cash and debit cards are always a viable alternative in today’s world.In daily activities there are […]
Have you ever thought “who needs credit anyway?” If you are like most people in debt the thought has perhaps crossed your mind. To make matters worse many so called financial guru’s are saying shred your credit cards. The logic is simple, no cards no temptation. Take away the temptation to rack up charge accounts […]
Building and keeping a good credit rating is important in wealth accumulation even if your goal is to be debt free. Below we offer five simple steps to help you on that path. Please take the time to make certain your credit report is accurate and know that the lower rates you will receive when […]