When It Comes To Credit- Know Your Score And Monitor Activity

Going against the grain of many of so called “financial gurus” I don’t think credit is evil and that you should shred your credit cards and wait to pay cash for your house. I don’t believe that using only cash and debit cards are always a viable alternative in today’s world.In daily activities there are […]

Give Yourself Credit

Have you ever thought “who needs credit anyway?”  If you are like most people in debt the thought has perhaps crossed your mind. To make matters worse many so called financial guru’s are saying shred your credit cards. The logic is simple, no cards no temptation. Take away the temptation to rack up charge accounts […]

GO TO HELL

You heard me, go to hell. What if everything around you did just that and went to hell. Do you have a “go to hell fund”. OK the usual name (rainy day fund) is not quite as descriptive but you get the message. Most people don’t have a go to hell fund and that is why […]

SAY GOODBYE TO THE CABLE GUY AND SAVE BIG

Watching TV was so simple. We had ABC, NBC and CBS along with a couple of local educational stations. There was Ward and June, Ozzie and Harriet, Hoss, Ben, Adam and Little Joe (I know I am a dinosaur). Sure once in a while you would have to get up to change the channel or […]

7 WAYS TO SLASH DINING OUT COSTS

It is an inarguable fact that Americans desire to eat in general is growing as exhibited by our growing percentages of overweight and obese people. Also growing is the amount of money we spend on meals away from home. The United States Department of Agriculture Economic Research Service reported in a November 2013 article that […]

Pasta and a Bottle of Cheap Sangiovese

It wasn’t that far in the rear view mirror that a night like this would include a bottle of kick ass California Cabernet and a big ass steak from Fleming s’ or Morton’s.  The tab would be over $200 and the night would be a great culinary experience with Leisee, my lovely bride of over […]