Raj Patel Is Stealing Your Paycheck and Your 401k

Who is Raj Patel and how did he get his hands on my paycheck you ask.You know Raj, the brown skinned, curry eating, Buddha worshiping guy on the other end of the phone when you call tech support. That is Raj. Actually it may be one of literally tens of thousands of Raj’s. You see, […]

Memorial Day, The Stock Market and Auto Insurance-May 23, 2014

It’s time to hit the road for the Memorial Day weekend.Get out of town and get out of some of your stocks that are running out of legs.The Standard & Poor’s closed above 1,900 the first time ever albeit on very light volume. This market does have legs left but could run out of wind […]

Invest In a Real Growth Industry

It is no secret to those that have known me for a while that I don’t always look to Wall Street and follow the crowd. Those of you that have been with me for a while have seen an interesting array of businesses that we together have invested in. Everything from out of favor oil […]

GO TO HELL

You heard me, go to hell. What if everything around you did just that and went to hell. Do you have a “go to hell fund”. OK the usual name (rainy day fund) is not quite as descriptive but you get the message. Most people don’t have a go to hell fund and that is why […]

Five Reasons Why You Should Own A Home

1) Prices are Trending UpIf you have been on the sideline and trying to decide whether to buy or rent your indecision has cost you a great deal. Now many of the people that have “waited” have waited too long. Prices are up and affordability, meaning how much home you can afford based upon your […]

SAY GOODBYE TO THE CABLE GUY AND SAVE BIG

Watching TV was so simple. We had ABC, NBC and CBS along with a couple of local educational stations. There was Ward and June, Ozzie and Harriet, Hoss, Ben, Adam and Little Joe (I know I am a dinosaur). Sure once in a while you would have to get up to change the channel or […]

Cash Flow Management-Your Major Determining Factor of Wealth

Your most important asset is you. Sounds like the first line of a motivational speech and yet it is so true. Stay with me on this one. Say you are a 30 year old college graduate and you work until you are 65: you make the average pay for a college graduate of $51,000; you […]

You Are Questioning Who?

May 3, 2014 I just read this headline from Business Insider;  “Warren Buffett Had To Answer Some Tough Questions At Berkshire’s-Hathoway’s  Annual Shareholder Meeting”.Imagining questioning the “Oracle or Omaha” himself about sagging returns for his company Berkshire Hathaway. It could be the worst case of “what have you done for me lately” I have ever seen. […]

7 WAYS TO SLASH DINING OUT COSTS

It is an inarguable fact that Americans desire to eat in general is growing as exhibited by our growing percentages of overweight and obese people. Also growing is the amount of money we spend on meals away from home. The United States Department of Agriculture Economic Research Service reported in a November 2013 article that […]

Pasta and a Bottle of Cheap Sangiovese

It wasn’t that far in the rear view mirror that a night like this would include a bottle of kick ass California Cabernet and a big ass steak from Fleming s’ or Morton’s.  The tab would be over $200 and the night would be a great culinary experience with Leisee, my lovely bride of over […]